About PaycheckMath
PaycheckMath exists to answer one question plainly: how much of your salary do you actually keep? Salary negotiations, job offers, and relocation decisions all depend on take-home pay, and most people only see the final number on a pay stub.
How the math works
Every estimate runs the same pipeline: your gross salary minus the federal standard deduction, taxed through the 2026 federal brackets; Social Security at 6.2% up to the wage base; Medicare at 1.45% (plus the additional Medicare tax above the threshold); then your state's own schedule, deductions, and payroll deductions. Results assume the standard deduction with no other credits or pre-tax deductions.
Where the data comes from
Federal figures follow the IRS inflation-adjusted schedules. State figures come from each state's department of revenue, compiled by PaycheckNew and verified against each state's published rate schedules. When states publish new rates, the site is rebuilt from the data.