Illinois vs Texas: Take-Home Pay Compared
On a $75,000 single-filer salary, Texas keeps about $61,593 a year after taxes, versus $58,021 in Illinois — a gap of $3,571. One of these states levies no income tax on wages, which is the single biggest driver of the difference.
Single filers
| Gross salary | Illinois | Texas | Difference |
|---|---|---|---|
| $50,000 | $40,021 | $42,355 | TX +$2,334 |
| $75,000 | $58,021 | $61,593 | TX +$3,571 |
| $100,000 | $74,371 | $79,180 | TX +$4,809 |
| $150,000 | $106,507 | $113,791 | TX +$7,284 |
Married filing jointly
| Gross salary | Illinois | Texas | Difference |
|---|---|---|---|
| $50,000 | $42,202 | $44,395 | TX +$2,193 |
| $75,000 | $61,192 | $64,623 | TX +$3,430 |
| $100,000 | $80,042 | $84,710 | TX +$4,668 |
| $150,000 | $116,042 | $123,185 | TX +$7,143 |
Married figures assume the salary shown is the household's combined income. Local city and county wage taxes are not included.
Illinois vs Texas: FAQ
Which state has higher take-home pay, Illinois or Texas?
On a $75,000 single-filer salary, Texas keeps more: $61,593 versus $58,021 in Illinois — a difference of $3,571 a year.
What are the income tax rates in Illinois vs Texas?
Illinois: flat 4.95%. Texas: no income tax.
Is it worth moving states for lower taxes?
Taxes matter, but they are one input. The gap between these two states on a $75,000 salary is $3,571 a year for a single filer. Compare that against differences in housing costs, property taxes, sales taxes, and wages for your occupation before deciding.