Kentucky vs Tennessee: Take-Home Pay Compared
On a $75,000 single-filer salary, Tennessee keeps about $61,593 a year after taxes, versus $58,723 in Kentucky — a gap of $2,869. One of these states levies no income tax on wages, which is the single biggest driver of the difference.
Single filers
| Gross salary | Kentucky | Tennessee | Difference |
|---|---|---|---|
| $50,000 | $40,486 | $42,355 | TN +$1,869 |
| $75,000 | $58,723 | $61,593 | TN +$2,869 |
| $100,000 | $75,311 | $79,180 | TN +$3,869 |
| $150,000 | $107,922 | $113,791 | TN +$5,869 |
Married filing jointly
| Gross salary | Kentucky | Tennessee | Difference |
|---|---|---|---|
| $50,000 | $42,657 | $44,395 | TN +$1,738 |
| $75,000 | $61,884 | $64,623 | TN +$2,738 |
| $100,000 | $80,972 | $84,710 | TN +$3,738 |
| $150,000 | $117,447 | $123,185 | TN +$5,738 |
Married figures assume the salary shown is the household's combined income. Local city and county wage taxes are not included.
Kentucky vs Tennessee: FAQ
Which state has higher take-home pay, Kentucky or Tennessee?
On a $75,000 single-filer salary, Tennessee keeps more: $61,593 versus $58,723 in Kentucky — a difference of $2,869 a year.
What are the income tax rates in Kentucky vs Tennessee?
Kentucky: flat 4%. Tennessee: no income tax.
Is it worth moving states for lower taxes?
Taxes matter, but they are one input. The gap between these two states on a $75,000 salary is $2,869 a year for a single filer. Compare that against differences in housing costs, property taxes, sales taxes, and wages for your occupation before deciding.