New York vs New Jersey: Take-Home Pay Compared
On a $75,000 single-filer salary, New Jersey keeps about $58,288 a year after taxes, versus $57,782 in New York — a gap of $506. Most of the gap comes from the states' different income tax schedules.
Single filers
| Gross salary | New York | New Jersey | Difference |
|---|---|---|---|
| $50,000 | $40,016 | $40,668 | NJ +$652 |
| $75,000 | $57,782 | $58,288 | NJ +$506 |
| $100,000 | $73,874 | $74,055 | NJ +$181 |
| $150,000 | $105,485 | $105,008 | NY +$476 |
Married filing jointly
| Gross salary | New York | New Jersey | Difference |
|---|---|---|---|
| $50,000 | $42,666 | $43,153 | NJ +$486 |
| $75,000 | $61,422 | $62,514 | NJ +$1,092 |
| $100,000 | $80,071 | $81,126 | NJ +$1,055 |
| $150,000 | $115,796 | $116,366 | NJ +$570 |
Married figures assume the salary shown is the household's combined income. Local city and county wage taxes are not included.
New York vs New Jersey: FAQ
Which state has higher take-home pay, New York or New Jersey?
On a $75,000 single-filer salary, New Jersey keeps more: $58,288 versus $57,782 in New York — a difference of $506 a year.
What are the income tax rates in New York vs New Jersey?
New York: graduated — 9 brackets, 4% to 10.90%. New Jersey: graduated — 7 brackets, 1.40% to 10.75%.
Is it worth moving states for lower taxes?
Taxes matter, but they are one input. The gap between these two states on a $75,000 salary is $506 a year for a single filer. Compare that against differences in housing costs, property taxes, sales taxes, and wages for your occupation before deciding.