North Carolina vs Tennessee: Take-Home Pay Compared

On a $75,000 single-filer salary, Tennessee keeps about $61,593 a year after taxes, versus $58,947 in North Carolina — a gap of $2,646. One of these states levies no income tax on wages, which is the single biggest driver of the difference.

Run your own numbers in the calculator

Single filers

Annual take-home pay, single filers. Assumes the standard deduction and no other credits.
Gross salaryNorth CarolinaTennesseeDifference
$50,000$40,772$42,355TN +$1,583
$75,000$58,947$61,593TN +$2,646
$100,000$75,472$79,180TN +$3,708
$150,000$107,958$113,791TN +$5,833

Married filing jointly

Annual take-home pay, married filing jointly. Assumes the standard deduction and no other credits.
Gross salaryNorth CarolinaTennesseeDifference
$50,000$43,354$44,395TN +$1,041
$75,000$62,519$64,623TN +$2,104
$100,000$81,544$84,710TN +$3,166
$150,000$117,894$123,185TN +$5,291

Married figures assume the salary shown is the household's combined income. Local city and county wage taxes are not included.

North Carolina vs Tennessee: FAQ

Which state has higher take-home pay, North Carolina or Tennessee?

On a $75,000 single-filer salary, Tennessee keeps more: $61,593 versus $58,947 in North Carolina — a difference of $2,646 a year.

What are the income tax rates in North Carolina vs Tennessee?

North Carolina: flat 4.25%. Tennessee: no income tax.

Is it worth moving states for lower taxes?

Taxes matter, but they are one input. The gap between these two states on a $75,000 salary is $2,646 a year for a single filer. Compare that against differences in housing costs, property taxes, sales taxes, and wages for your occupation before deciding.