Take-Home Pay by State, Ranked

The same salary goes very different distances depending on where you live. These rankings show annual take-home pay for a single filer taking the standard deduction, using federal 2026 schedules and each state's latest published income tax rates. The nine states with no wage income tax cluster at the top; high-rate states with high cost of living cluster at the bottom.

Take-home pay on $50,000 (single filer)

Ranked by annual take-home pay, tax year 2026 federal schedules and latest published state rates.
RankStateTake-home payEffective tax rate
1Alaska$42,35515.3%
2Florida$42,35515.3%
3Nevada$42,35515.3%
4New Hampshire$42,35515.3%
5North Dakota$42,35515.3%
6South Dakota$42,35515.3%
7Tennessee$42,35515.3%
8Texas$42,35515.3%
9Wyoming$42,35515.3%
10Ohio$41,76216.5%
11Washington$41,73516.5%
12Arizona$41,49917.0%
13Louisiana$41,23017.5%
14New Mexico$41,15417.7%
15Vermont$41,10717.8%
16Iowa$41,05417.9%
17Mississippi$40,96018.1%
18South Carolina$40,94218.1%
19Missouri$40,92118.2%
20Arkansas$40,91918.2%
21Wisconsin$40,90018.2%
22Indiana$40,88518.2%
23West Virginia$40,83418.3%
24Pennsylvania$40,82018.4%
25Utah$40,81418.4%
26Connecticut$40,78018.4%
27North Carolina$40,77218.5%
28Nebraska$40,68018.6%
29New Jersey$40,66818.7%
30Maine$40,64518.7%
31Colorado$40,62318.8%
32Montana$40,58718.8%
33California$40,56218.9%
34Idaho$40,54018.9%
35Oklahoma$40,51819.0%
36District of Columbia$40,50019.0%
37Kentucky$40,48619.0%
38Rhode Island$40,48019.0%
39Michigan$40,47719.0%
40Georgia$40,38319.2%
41Kansas$40,36519.3%
42Maryland$40,34419.3%
43Virginia$40,29419.4%
44Minnesota$40,22419.6%
45Delaware$40,14719.7%
46Alabama$40,12019.8%
47Illinois$40,02120.0%
48New York$40,01620.0%
49Massachusetts$39,84520.3%
50Hawaii$39,82120.4%
51Oregon$38,28723.4%

Take-home pay on $75,000 (single filer)

Ranked by annual take-home pay, tax year 2026 federal schedules and latest published state rates.
RankStateTake-home payEffective tax rate
1Alaska$61,59317.9%
2Florida$61,59317.9%
3Nevada$61,59317.9%
4New Hampshire$61,59317.9%
5South Dakota$61,59317.9%
6Tennessee$61,59317.9%
7Texas$61,59317.9%
8Wyoming$61,59317.9%
9North Dakota$61,38218.2%
10Washington$60,66319.1%
11Ohio$60,31219.6%
12Arizona$60,11119.9%
13Louisiana$59,71820.4%
14Indiana$59,37320.8%
15Iowa$59,34120.9%
16Pennsylvania$59,29020.9%
17New Mexico$59,21721.0%
18Arkansas$59,18121.1%
19Mississippi$59,09821.2%
20Vermont$59,09021.2%
21Missouri$58,98421.4%
22North Carolina$58,94721.4%
23Wisconsin$58,94221.4%
24Utah$58,92621.4%
25West Virginia$58,91221.5%
26Kentucky$58,72321.7%
27South Carolina$58,68021.8%
28Connecticut$58,66821.8%
29Michigan$58,65221.8%
30Colorado$58,64821.8%
31Nebraska$58,61821.8%
32Oklahoma$58,56821.9%
33Rhode Island$58,48022.0%
34Idaho$58,45222.1%
35Maryland$58,39422.1%
36Montana$58,35022.2%
37Georgia$58,32322.2%
38New Jersey$58,28822.3%
39Kansas$58,20722.4%
40Maine$58,19522.4%
41District of Columbia$58,14122.5%
42Alabama$58,10822.5%
43Virginia$58,09422.5%
44Illinois$58,02122.6%
45Delaware$57,87422.8%
46New York$57,78223.0%
47California$57,76523.0%
48Massachusetts$57,71823.0%
49Minnesota$57,65123.1%
50Hawaii$57,04823.9%
51Oregon$55,21226.4%

Take-home pay on $100,000 (single filer)

Ranked by annual take-home pay, tax year 2026 federal schedules and latest published state rates.
RankStateTake-home payEffective tax rate
1Alaska$79,18020.8%
2Florida$79,18020.8%
3Nevada$79,18020.8%
4New Hampshire$79,18020.8%
5South Dakota$79,18020.8%
6Tennessee$79,18020.8%
7Texas$79,18020.8%
8Wyoming$79,18020.8%
9North Dakota$78,48221.5%
10Washington$77,94022.1%
11Ohio$77,21222.8%
12Arizona$77,07422.9%
13Louisiana$76,55523.4%
14Indiana$76,21023.8%
15Pennsylvania$76,11023.9%
16Iowa$75,97924.0%
17Arkansas$75,79424.2%
18New Mexico$75,59424.4%
19Mississippi$75,58524.4%
20North Carolina$75,47224.5%
21Missouri$75,39624.6%
22Utah$75,38924.6%
23Kentucky$75,31124.7%
24West Virginia$75,29524.7%
25Wisconsin$75,20524.8%
26Michigan$75,17724.8%
27Vermont$75,02725.0%
28Colorado$75,02325.0%
29Oklahoma$74,96825.0%
30Rhode Island$74,91925.1%
31Nebraska$74,90525.1%
32Maryland$74,79425.2%
33South Carolina$74,76725.2%
34Connecticut$74,75525.2%
35Idaho$74,71525.3%
36Georgia$74,61325.4%
37Montana$74,46225.5%
38Alabama$74,44525.6%
39Kansas$74,40025.6%
40Illinois$74,37125.6%
41Virginia$74,24425.8%
42New Jersey$74,05525.9%
43Maine$74,03326.0%
44Massachusetts$73,94026.1%
45New York$73,87426.1%
46Delaware$73,81126.2%
47District of Columbia$73,61926.4%
48Minnesota$73,42926.6%
49California$72,77227.2%
50Hawaii$72,73527.3%
51Oregon$70,48729.5%

Take-home pay on $150,000 (single filer)

Ranked by annual take-home pay, tax year 2026 federal schedules and latest published state rates.
RankStateTake-home payEffective tax rate
1Alaska$113,79124.1%
2Florida$113,79124.1%
3Nevada$113,79124.1%
4New Hampshire$113,79124.1%
5South Dakota$113,79124.1%
6Tennessee$113,79124.1%
7Texas$113,79124.1%
8Wyoming$113,79124.1%
9North Dakota$112,11825.3%
10Washington$111,93125.4%
11Arizona$110,43526.4%
12Ohio$110,27026.5%
13Louisiana$109,66626.9%
14Indiana$109,32127.1%
15Pennsylvania$109,18627.2%
16Iowa$108,69027.5%
17Arkansas$108,45527.7%
18Mississippi$107,99628.0%
19North Carolina$107,95828.0%
20Kentucky$107,92228.1%
21New Mexico$107,75528.2%
22Utah$107,75028.2%
23Michigan$107,66328.2%
24Missouri$107,65728.2%
25West Virginia$107,49628.3%
26Colorado$107,20928.5%
27Oklahoma$107,20428.5%
28Wisconsin$107,16628.6%
29Rhode Island$107,15528.6%
30Nebraska$106,91628.7%
31Maryland$106,87528.8%
32Idaho$106,67628.9%
33Georgia$106,62928.9%
34Alabama$106,55629.0%
35Illinois$106,50729.0%
36South Carolina$106,37829.1%
37Kansas$106,22129.2%
38Connecticut$106,19129.2%
39Vermont$106,16329.2%
40Montana$106,12329.3%
41Virginia$105,98029.3%
42Massachusetts$105,82129.5%
43New York$105,48529.7%
44Delaware$105,12229.9%
45Maine$105,06930.0%
46New Jersey$105,00830.0%
47Minnesota$104,12530.6%
48District of Columbia$103,98030.7%
49Hawaii$103,48831.0%
50California$102,13331.9%
51Oregon$100,21833.2%

Effective tax rate includes federal income tax, Social Security, Medicare, and state income tax and payroll deductions. Local city and county wage taxes (for example New York City or Louisville) are not included, which is why New York ranks higher here than a NYC resident's paycheck would suggest.