Take-Home Pay by State, Ranked
The same salary goes very different distances depending on where you live. These rankings show annual take-home pay for a single filer taking the standard deduction, using federal 2026 schedules and each state's latest published income tax rates. The nine states with no wage income tax cluster at the top; high-rate states with high cost of living cluster at the bottom.
Take-home pay on $50,000 (single filer)
| Rank | State | Take-home pay | Effective tax rate |
|---|---|---|---|
| 1 | Alaska | $42,355 | 15.3% |
| 2 | Florida | $42,355 | 15.3% |
| 3 | Nevada | $42,355 | 15.3% |
| 4 | New Hampshire | $42,355 | 15.3% |
| 5 | North Dakota | $42,355 | 15.3% |
| 6 | South Dakota | $42,355 | 15.3% |
| 7 | Tennessee | $42,355 | 15.3% |
| 8 | Texas | $42,355 | 15.3% |
| 9 | Wyoming | $42,355 | 15.3% |
| 10 | Ohio | $41,762 | 16.5% |
| 11 | Washington | $41,735 | 16.5% |
| 12 | Arizona | $41,499 | 17.0% |
| 13 | Louisiana | $41,230 | 17.5% |
| 14 | New Mexico | $41,154 | 17.7% |
| 15 | Vermont | $41,107 | 17.8% |
| 16 | Iowa | $41,054 | 17.9% |
| 17 | Mississippi | $40,960 | 18.1% |
| 18 | South Carolina | $40,942 | 18.1% |
| 19 | Missouri | $40,921 | 18.2% |
| 20 | Arkansas | $40,919 | 18.2% |
| 21 | Wisconsin | $40,900 | 18.2% |
| 22 | Indiana | $40,885 | 18.2% |
| 23 | West Virginia | $40,834 | 18.3% |
| 24 | Pennsylvania | $40,820 | 18.4% |
| 25 | Utah | $40,814 | 18.4% |
| 26 | Connecticut | $40,780 | 18.4% |
| 27 | North Carolina | $40,772 | 18.5% |
| 28 | Nebraska | $40,680 | 18.6% |
| 29 | New Jersey | $40,668 | 18.7% |
| 30 | Maine | $40,645 | 18.7% |
| 31 | Colorado | $40,623 | 18.8% |
| 32 | Montana | $40,587 | 18.8% |
| 33 | California | $40,562 | 18.9% |
| 34 | Idaho | $40,540 | 18.9% |
| 35 | Oklahoma | $40,518 | 19.0% |
| 36 | District of Columbia | $40,500 | 19.0% |
| 37 | Kentucky | $40,486 | 19.0% |
| 38 | Rhode Island | $40,480 | 19.0% |
| 39 | Michigan | $40,477 | 19.0% |
| 40 | Georgia | $40,383 | 19.2% |
| 41 | Kansas | $40,365 | 19.3% |
| 42 | Maryland | $40,344 | 19.3% |
| 43 | Virginia | $40,294 | 19.4% |
| 44 | Minnesota | $40,224 | 19.6% |
| 45 | Delaware | $40,147 | 19.7% |
| 46 | Alabama | $40,120 | 19.8% |
| 47 | Illinois | $40,021 | 20.0% |
| 48 | New York | $40,016 | 20.0% |
| 49 | Massachusetts | $39,845 | 20.3% |
| 50 | Hawaii | $39,821 | 20.4% |
| 51 | Oregon | $38,287 | 23.4% |
Take-home pay on $75,000 (single filer)
| Rank | State | Take-home pay | Effective tax rate |
|---|---|---|---|
| 1 | Alaska | $61,593 | 17.9% |
| 2 | Florida | $61,593 | 17.9% |
| 3 | Nevada | $61,593 | 17.9% |
| 4 | New Hampshire | $61,593 | 17.9% |
| 5 | South Dakota | $61,593 | 17.9% |
| 6 | Tennessee | $61,593 | 17.9% |
| 7 | Texas | $61,593 | 17.9% |
| 8 | Wyoming | $61,593 | 17.9% |
| 9 | North Dakota | $61,382 | 18.2% |
| 10 | Washington | $60,663 | 19.1% |
| 11 | Ohio | $60,312 | 19.6% |
| 12 | Arizona | $60,111 | 19.9% |
| 13 | Louisiana | $59,718 | 20.4% |
| 14 | Indiana | $59,373 | 20.8% |
| 15 | Iowa | $59,341 | 20.9% |
| 16 | Pennsylvania | $59,290 | 20.9% |
| 17 | New Mexico | $59,217 | 21.0% |
| 18 | Arkansas | $59,181 | 21.1% |
| 19 | Mississippi | $59,098 | 21.2% |
| 20 | Vermont | $59,090 | 21.2% |
| 21 | Missouri | $58,984 | 21.4% |
| 22 | North Carolina | $58,947 | 21.4% |
| 23 | Wisconsin | $58,942 | 21.4% |
| 24 | Utah | $58,926 | 21.4% |
| 25 | West Virginia | $58,912 | 21.5% |
| 26 | Kentucky | $58,723 | 21.7% |
| 27 | South Carolina | $58,680 | 21.8% |
| 28 | Connecticut | $58,668 | 21.8% |
| 29 | Michigan | $58,652 | 21.8% |
| 30 | Colorado | $58,648 | 21.8% |
| 31 | Nebraska | $58,618 | 21.8% |
| 32 | Oklahoma | $58,568 | 21.9% |
| 33 | Rhode Island | $58,480 | 22.0% |
| 34 | Idaho | $58,452 | 22.1% |
| 35 | Maryland | $58,394 | 22.1% |
| 36 | Montana | $58,350 | 22.2% |
| 37 | Georgia | $58,323 | 22.2% |
| 38 | New Jersey | $58,288 | 22.3% |
| 39 | Kansas | $58,207 | 22.4% |
| 40 | Maine | $58,195 | 22.4% |
| 41 | District of Columbia | $58,141 | 22.5% |
| 42 | Alabama | $58,108 | 22.5% |
| 43 | Virginia | $58,094 | 22.5% |
| 44 | Illinois | $58,021 | 22.6% |
| 45 | Delaware | $57,874 | 22.8% |
| 46 | New York | $57,782 | 23.0% |
| 47 | California | $57,765 | 23.0% |
| 48 | Massachusetts | $57,718 | 23.0% |
| 49 | Minnesota | $57,651 | 23.1% |
| 50 | Hawaii | $57,048 | 23.9% |
| 51 | Oregon | $55,212 | 26.4% |
Take-home pay on $100,000 (single filer)
| Rank | State | Take-home pay | Effective tax rate |
|---|---|---|---|
| 1 | Alaska | $79,180 | 20.8% |
| 2 | Florida | $79,180 | 20.8% |
| 3 | Nevada | $79,180 | 20.8% |
| 4 | New Hampshire | $79,180 | 20.8% |
| 5 | South Dakota | $79,180 | 20.8% |
| 6 | Tennessee | $79,180 | 20.8% |
| 7 | Texas | $79,180 | 20.8% |
| 8 | Wyoming | $79,180 | 20.8% |
| 9 | North Dakota | $78,482 | 21.5% |
| 10 | Washington | $77,940 | 22.1% |
| 11 | Ohio | $77,212 | 22.8% |
| 12 | Arizona | $77,074 | 22.9% |
| 13 | Louisiana | $76,555 | 23.4% |
| 14 | Indiana | $76,210 | 23.8% |
| 15 | Pennsylvania | $76,110 | 23.9% |
| 16 | Iowa | $75,979 | 24.0% |
| 17 | Arkansas | $75,794 | 24.2% |
| 18 | New Mexico | $75,594 | 24.4% |
| 19 | Mississippi | $75,585 | 24.4% |
| 20 | North Carolina | $75,472 | 24.5% |
| 21 | Missouri | $75,396 | 24.6% |
| 22 | Utah | $75,389 | 24.6% |
| 23 | Kentucky | $75,311 | 24.7% |
| 24 | West Virginia | $75,295 | 24.7% |
| 25 | Wisconsin | $75,205 | 24.8% |
| 26 | Michigan | $75,177 | 24.8% |
| 27 | Vermont | $75,027 | 25.0% |
| 28 | Colorado | $75,023 | 25.0% |
| 29 | Oklahoma | $74,968 | 25.0% |
| 30 | Rhode Island | $74,919 | 25.1% |
| 31 | Nebraska | $74,905 | 25.1% |
| 32 | Maryland | $74,794 | 25.2% |
| 33 | South Carolina | $74,767 | 25.2% |
| 34 | Connecticut | $74,755 | 25.2% |
| 35 | Idaho | $74,715 | 25.3% |
| 36 | Georgia | $74,613 | 25.4% |
| 37 | Montana | $74,462 | 25.5% |
| 38 | Alabama | $74,445 | 25.6% |
| 39 | Kansas | $74,400 | 25.6% |
| 40 | Illinois | $74,371 | 25.6% |
| 41 | Virginia | $74,244 | 25.8% |
| 42 | New Jersey | $74,055 | 25.9% |
| 43 | Maine | $74,033 | 26.0% |
| 44 | Massachusetts | $73,940 | 26.1% |
| 45 | New York | $73,874 | 26.1% |
| 46 | Delaware | $73,811 | 26.2% |
| 47 | District of Columbia | $73,619 | 26.4% |
| 48 | Minnesota | $73,429 | 26.6% |
| 49 | California | $72,772 | 27.2% |
| 50 | Hawaii | $72,735 | 27.3% |
| 51 | Oregon | $70,487 | 29.5% |
Take-home pay on $150,000 (single filer)
| Rank | State | Take-home pay | Effective tax rate |
|---|---|---|---|
| 1 | Alaska | $113,791 | 24.1% |
| 2 | Florida | $113,791 | 24.1% |
| 3 | Nevada | $113,791 | 24.1% |
| 4 | New Hampshire | $113,791 | 24.1% |
| 5 | South Dakota | $113,791 | 24.1% |
| 6 | Tennessee | $113,791 | 24.1% |
| 7 | Texas | $113,791 | 24.1% |
| 8 | Wyoming | $113,791 | 24.1% |
| 9 | North Dakota | $112,118 | 25.3% |
| 10 | Washington | $111,931 | 25.4% |
| 11 | Arizona | $110,435 | 26.4% |
| 12 | Ohio | $110,270 | 26.5% |
| 13 | Louisiana | $109,666 | 26.9% |
| 14 | Indiana | $109,321 | 27.1% |
| 15 | Pennsylvania | $109,186 | 27.2% |
| 16 | Iowa | $108,690 | 27.5% |
| 17 | Arkansas | $108,455 | 27.7% |
| 18 | Mississippi | $107,996 | 28.0% |
| 19 | North Carolina | $107,958 | 28.0% |
| 20 | Kentucky | $107,922 | 28.1% |
| 21 | New Mexico | $107,755 | 28.2% |
| 22 | Utah | $107,750 | 28.2% |
| 23 | Michigan | $107,663 | 28.2% |
| 24 | Missouri | $107,657 | 28.2% |
| 25 | West Virginia | $107,496 | 28.3% |
| 26 | Colorado | $107,209 | 28.5% |
| 27 | Oklahoma | $107,204 | 28.5% |
| 28 | Wisconsin | $107,166 | 28.6% |
| 29 | Rhode Island | $107,155 | 28.6% |
| 30 | Nebraska | $106,916 | 28.7% |
| 31 | Maryland | $106,875 | 28.8% |
| 32 | Idaho | $106,676 | 28.9% |
| 33 | Georgia | $106,629 | 28.9% |
| 34 | Alabama | $106,556 | 29.0% |
| 35 | Illinois | $106,507 | 29.0% |
| 36 | South Carolina | $106,378 | 29.1% |
| 37 | Kansas | $106,221 | 29.2% |
| 38 | Connecticut | $106,191 | 29.2% |
| 39 | Vermont | $106,163 | 29.2% |
| 40 | Montana | $106,123 | 29.3% |
| 41 | Virginia | $105,980 | 29.3% |
| 42 | Massachusetts | $105,821 | 29.5% |
| 43 | New York | $105,485 | 29.7% |
| 44 | Delaware | $105,122 | 29.9% |
| 45 | Maine | $105,069 | 30.0% |
| 46 | New Jersey | $105,008 | 30.0% |
| 47 | Minnesota | $104,125 | 30.6% |
| 48 | District of Columbia | $103,980 | 30.7% |
| 49 | Hawaii | $103,488 | 31.0% |
| 50 | California | $102,133 | 31.9% |
| 51 | Oregon | $100,218 | 33.2% |
Effective tax rate includes federal income tax, Social Security, Medicare, and state income tax and payroll deductions. Local city and county wage taxes (for example New York City or Louisville) are not included, which is why New York ranks higher here than a NYC resident's paycheck would suggest.